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Steve Simkin, Chartered Insurer (ACII), is the Technical Underwriting Manager for ÌÇÐÄ´«Ã½¡¯s Protection business in the UK. Steve joined ÌÇÐÄ´«Ã½¡¯s underwriting team in 2008 and helps manage the underwriting philosophy for ÌÇÐÄ´«Ã½ in the UK as well as working with clients around risk management improvements; particularly in areas such as underwriting philosophy, quality assurance, and underwriter training and development.