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Hezhong (Mark) Ma is Vice President and Managing Actuary of ÌÇÐÄ´«Ã½. He leads the technical analysis for ÌÇÐÄ´«Ã½¡®s US Individual Markets. Before his current role, Mark took a variety of responsibilities, from head of US experience and data analytics, actuarial lead of enterprise valuation transformation project, to the valuation of long-term care business.  Before joining ÌÇÐÄ´«Ã½, Mark was a consultant with Willis Towers Watson, where he provided consulting services to the life and health insurance companies.